Wednesday, April 30, 2008

Vacant Homes

According to CNN Money..................
"The percentage of vacant homes for sale in the United States set a new record high in the first quarter of this year, the government said Monday.
The Census Bureau report shows that shows that 2.9% of U.S. homes -- excluding rental properties -- were vacant and up for sale, compared with 2.8% in the fourth quarter of 2007. It was the highest quarterly number in records going back to 1956.
That works out to 2.28 million properties, up from 2.18 million in the same quarter last year, according to the report."

Let's all hope it ends soon

Exceeding your Expectations
Belita

Tuesday, April 29, 2008

Neptune NJ

Neptune NJ is where I was today and I was happy to see cln streets and people and workmen cleaning up and fixing up their homes. The grass is a beautiul shade of green and people are out enjoying the sunshine.

Two of my listed homes sold recently, so I guess the market is picking up. We are seeing a lot more activity and I'm hoping it continues.

If you are interested in buying or selling, give me a cll.
Exceeding your Expectations

Belita

Wednesday, April 9, 2008

FICO Scores

FICO Scores were developed by Fair Isaac Corporation in the late 1980s and are used today to evaluate provider risk and consumer creditworthiness for everything from borrowing money to buy a house to obtaining automobile insurance.
You can obtain your FICO score for a small fee, but it is not free. The company will send you a credit report and scores from three credit reporting agencies. Typically lenders will throw out the top and bottom score and keep the middle score. Make sure you are receiving a genuine FICO score or NewGen score. Each credit bureau has a different name for its FICO score. Equifax is Beacon. Experian is Experian / Fair Isaac Risk Model and TransUnion is Empirica. Everything else is an imposter.
The FICO score your lender gets and the FICO score you can order yourself will most likely be two different scores, do don't expect the score you receive to match. FICO scores range from 300, which is very bad, to 850, which is the very best.